AI identifies qualifying R&D activity, drafts the technical narrative, compiles the expenditure schedule, and submits the RDEC claim — at 5% or £2,500 flat vs. 10–15% charged by specialist advisers. Grant discovery subscription (£29/mo) is the retention layer between annual claims. Distributed D2C and white-labelled through the accountant channel. accounts.law identifies R&D-active companies and refers automatically. Supreme Capital provides an R&D loan advance against the pending claim.
Session context — market, products, rules, cross-references. Read first in any Claude session.
Full thesis · RDEC transition Apr 2024 · accountant channel · grant discovery retention · fee model
78% OS reuse proof · snap-tool mapping · £7,200 build cost breakdown · 80× return multiple
User journeys · qualifying activity assessment · technical narrative AI · expenditure schedule · HMRC submission
Full API spec · database schema · claim engine · RDEC calculation · India QA gate · grant discovery
6-week sprint · task grid · HMRC R&D API credentials · Innovate UK API · risk register
Consumer-facing site · £53k average claim · fee comparison · grant discovery · accountant partner CTA
Complete developer handoff · file inventory · RDEC rates · claim flow · India QA gate · onboarding checklist